Temple vs Charlotte Prediction, Odds, Picks, Best Bets for Week 7 2026

The Temple Owls versus the Charlotte 49ers is on the college football schedule for Saturday.

Before you place your bet on this game at FanDuel Sportsbook, here are the NCAA football odds and spreads you need to know.

Temple vs Charlotte Odds & Spread

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• All college football odds, betting lines and prop bets are available on FanDuel Sportsbook.
• Moneyline: Temple: (-2500) | Charlotte: (+1100)
• Spread: Temple: -21.5 (-110) | Charlotte: +21.5 (-110)
• Total: 47.5 -- Over: (-110) | Under: (-110)

Temple vs Charlotte Betting Trends

• Temple has four wins in six games against the spread this season.
• Temple has had two games (out of six) hit the over this year.
• Charlotte has posted two wins against the spread this season.
• Charlotte has one win ATS (1-1) as a 21.5-point underdog or more this year.
• Charlotte has seen three of its six games go over the point total.

Temple vs Charlotte Prediction & Pick

All college football win probability predictions and picks are according to numberFire.
Prediction: Owls win (86.9%)

Temple vs Charlotte Point Spread

Charlotte is listed as an underdog by 21.5 points (-110 odds), and Temple, the favorite, is -110 to cover.

Temple vs Charlotte Over/Under

Temple versus Charlotte, on Oct. 17, has an over/under of 47.5, with the over being -110 and the under -110.

Temple vs Charlotte Moneyline

The Temple vs Charlotte moneyline has Temple as a -2500 favorite, while Charlotte is a +1100 underdog.

Temple vs. Charlotte Points Insights

Temple vs. Charlotte Game Info

• Game day: Saturday, October 17, 2026
• Game time: 1 p.m. ET
• TV channel: ESPN+
• Location: Philadelphia, Pennsylvania
• Stadium: Lincoln Financial Field

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Check out even more in-depth Temple vs. Charlotte analysis on FanDuel Research.